Trade gift cards, pay bills, buy airtime & data, power up your social media and much more — all in one secure platform.
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Your Balance
Naira Wallet
₦250,600.00
Quick Services
Recent Transactions
Apple iTunes Trade
Today, 10:17 AM
Airtime Purchase
MTN - 08123456789
Trade Gift Cards
Buy Airtime
Buy Data
Pay Bills
Pay for Cable TV
Pay For Education
Boost Social Media
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Trusted by Thousands
OTP100K+
Happy Users
500K+
Transactions
50+
Countries
99.9%
Uptime
4.8/5
User Rating
Total Balance
₦250,600.00
Apple iTunes
Today
Airtime Purchase
Today
Electricity Bill
Today
XatPay brings all your financial services together in one beautiful, fast and secure platform.
Cards, bank transfers
Security for all transactions
Pay for Instantly
For all gift cards
We're always here for you
Auto-update stock & services
Connected to the best APIs for seamless service delivery
VTU Nigeria API
VTU Data/Airtime Provider
DataWay API
Data Bundle Provider
SMMStone API
SMM Panel Provider
Manual VTU
Manual Processing
Bank Transfer
Manual Verification
Paystack
API Integration
Flutterwave
API Integration
Korapay
API Integration
Keyway
API Integration
Auto-Update Services
Auto-Update Prices
Auto-Update Stock
Health Check Monitoring
Auto Retry Failed Requests
Backup API Failover
Simple Steps to Get Started
Sign up in seconds
Add money to your wallet
Select what you want
Pay securely
Instant delivery
No hidden charges. Just the best rates.
Up to 85%
Instant Payment
Affordable
Always Competitive
Cheapest
High Quality
Up to 10%
Referral Bonus
Trusted by thousands of XatPay users
Jane Doe
Gift Card Trader
"XatPay is the best platform for gift card trading. Fast, reliable and trusted!"
Sarah Johnson
Bill Payment User
"I love the bill payment features. Everything works perfectly every time."
Michael Brown
SMM Panel Client
"SMM Panel services are fast and very affordable. Highly recommended!"
David Wilson
Long-time User
"Instant payments and great customer support. XatPay is the real deal!"
Everything you need to know about XatPay
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Available on Google Play and App Store
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